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Economy

Scheduled Banks’ Credit Hits ₹235.1 Lakh Crore as Deposits Rise

All scheduled banks reported ₹235.1 lakh crore in credit and ₹289.6 lakh crore in non-bank deposits on September 30.

What happened

The Reserve Bank’s statement shows all scheduled banks, including regional rural, small finance and payments banks, held bank credit of ₹235.10 lakh crore on September 30, 2026. Deposits from sources other than banks stood at ₹289.55 lakh crore. Investments were ₹76.60 lakh crore, predominantly in central and state government securities.

Why it matters

The figures provide a snapshot of the banking system’s funding base, lending scale and government-securities holdings, all key indicators for businesses tracking credit availability.

Source: RBI

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